Loan Schemes
  1. Business Loan: 18%  on Diminishing Balance Method. 
  2. Hire Purchase Loan: 16%  on Diminishing Balance Method. 
  3. Short term Loan: 18%  on Diminishing Balance Method. 
  4. Education Loan: 16%  on Diminishing Balance Method. 
  5. Fixed Deposit Slip Loan: 18%  on Diminishing Balance Method. 



  • Service Charge 1-2.5%. 

Deposit Schemes:


Saving Accounts:
  1. Recurring Deposit
  2. Special Saving Deposit
  3. Fixed Deposit
  4. Khutruke Deposit
  5. Swabalambi Deposit
  6. Organization Staff Saving Deposit

Recuring Deposit:

  • Regular saving for a certain period.
  • 10% interest will provide on Monthly Minimum balance Basis.
  • Provide pass book for details.
  • Collect the money in your doorstep by the Marketing representative.
  • After maturation total amount with interest will be return.

Special Saving Deposit

  • Account can be open with minimum balance of Rs. 500.00
  • 7% interest will provide on Monthly Minimum balance Basis.
  • Provides cheque book for transaction.
  • Accept the deposit & withdraw of any amount.
Khutruke Deposit
  • Children Special package.
  • Provides Khutruke for deposit, key will keep in the office & every end of the month Marketing representative will come to collect the money entry in your pass book.
  • Total Amount with interest will be provide after time maturation.
  • Interest rate  10% on Monthly Minimum Balance.
Organizational Staff Saving Deposit

  • Special Scheme for Office Staff of any Organization. 
  • Account can be open with minimum balance of Rs. 500.00
  • 7% interest will provide on Monthly Minimum balance Basis.
  • Provides cheque book for transaction.
  • Accept the deposit & withdraw of any amount.
Swabalambi Deposit
  • Target for Old & Single person.
  • Deposit certain amount above 10,000.00 for the life time.
  • 14% p.a. interest will be provide monthly basis.
  • Deposit certificate will be provide for that deposit.
  • After the expiry of the depositor. Deposited amount will be returned to the nominee.
  • Can take loan by taking collateral the Deposit certificate. Extra 2% interest will charge for the loan.
Fixed Deposit

  • Deposit Fixed amount above 5,000.00 for the certain time period.
  • interest will be provide Quarterly, monthly, Semi annually & Maturation basis.
  • Deposit certificate will be provide for that deposit.
  • After Maturation date total amount will be return.
  • Provides loan by collateral the Deposit certificate. 
Fixed Deposit Interest Rates:


Interest
1 yrs.
2 yrs.
3 yrs.
4 yrs.
5 yrs. above
Quarterly
12
13
13.5
14

Yearly
13
13.5
14
14.5
Double Payment